Welcome to my money and investment pages! I am not in the investment business. I am just a person that feels that I have done things right in the money arena and wish to pass my opinions to you. I am not selling anything. More …
In my opinion, mutual funds are the gift to the small investor. Funds are highly regulated and watched over. There are very few scandals concerning funds. Sure, some misdeeds happen but they are rare. More …
When a fund sells a holding at a profit, this gain is passed to the fund shareholder as a capital gain. Dividends are also passed through to the fund shareholder. This is known as a taxable event. More …
Mutual funds and exchanged traded funds (ETF) are both that can provide you with a diversified portfolio. These two are very similar but mainly differ in the way that purchases and sales are made. More …
Well, don't send it to me. ha ha. There are several ways to get your money to the fund that you want. You can send your money directly to the fund company or send it to an intermediary place, usually a brokerage. More …
A retail investor is one that makes trades for himself or herself. This is compared with an investor that manages other people's money. I am a retail investor, but try not to act like one. More …
I think the answer is yes! What is asset allocation? Simply put, it is how much you of your resoruces you have invested in different types of investments. More …
First some definitions. Market timing is the ability (actually inability) to get into a market when it is low, and selling at the peak. Rebalancing is a method of keeping your investments at the asset allocations that you have picked. More …
Ok, I'm one of those that have CNBC on most of the day. Once in a while I am watching but mostly have it on to make listening noise. That is, until the gal in the afternoon gets too shrill while doing an interview. More …
Variable annuities are sold, not bought! If someone wants to sell you a variable annuity within your IRA, don't do it! The salesperson is looking to make a big commission with your retirement money!More …
I like the large cap value funds as they tend to be more conservative. However, just because I like a particular investment area, that doesn't mean that it will do well. So I invest in most areas, hoping the diversification will save me from myself. More …
The subtitle of this page could be: What you should know, but your investment salesman doesn't want you to know. Since this website is here for you and not the money sharks, I will attempt to explain expense ratios, and what they mean to me. More …
You are sitting there watching your fund prices every day like a hawk. On a seemingly good day, you notice your fund's price went down! What's up? Don't panic yet! It is possible that your fund paid a distribution. More …
Why are taxes important in your mutual fund investing strategies? Because taxes reduce the money you get to keep. There are things you do with your mutual fund investments that can save or cost you taxes. More …
With this article, I transition from general mutual fund investing comments to giving my opinions and thoughts on a specific fund. I promise that this won't happen too often, but there has been so much buzz on this fund lately. More …
I would like to show you something that I have known about for over 15 years. This has given me the reality check that has kept me out of investing hell. That is, loading the boat on what had done well in the last year. More …
I heard this saying most recently on the Suze Orman Show. This show isn't much on investment advice but it great for people to get a grasp on their financial lives. More …
After pontificating in an earlier article about ETF's, last month I bought my first one. Before I could buy the ETF, I needed a brokerage account as this is the way you purchase them. More …
Before you make your mutual fund investments, it would be a good idea to step back and look at the big overall picture. Don't worry, there is no big hurry. More …
This morning as I was awakening from my beauty sleep, I turned on my AM radio and tuned to a local station. The guy on there often pontificates about political matters. Ok, I can listen for a few minutes while getting dressed. More …
This is a whole new section! I have assembled some ETF lists, by the offering company. One company per list. These are companies that I would buy my ETF investments from. Lots of great companies out there, but I can only buy so much, so I made a favorites list. Take a look, and bookmark the page if you agree with me! More …